CRC Credit Bureau Ltd: Best Credit Bureau Nigeria 2025

CRC Credit Bureau Ltd reaffirmed its position as Nigeria’s premier credit information provider throughout 2024 by spearheading a series of impactful developments that enhanced both institutional capacity and market outreach. Central to its achievements was the launch of CRC Profile360, a transformative platform delivering comprehensive borrower insights, including bank statement analysis, credit report, credit scores, and dud cheque status, all accessible in a single report via web and API for enhanced decision-making. The rollout of its Account Aggregator platform further empowered underserved borrowers through consent-based data access, aligned with Open Banking principles. Through its innovative Reseller as a Service (RAAS) model, CRC enabled third parties to integrate key offerings-such as credit reports and alerts-thus expanding its footprint and customer self-service options. Significant infrastructure upgrades, including advanced network and storage systems, were completed to ensure scalability and performance. Meanwhile, core application optimisation improved operational efficiency and user experience. CRC also introduced automation tools for superior data quality and broadened its data sources by collaborating with student loan agencies, non-bank institutions, and BNPL lenders. Its commitment to financial education and stakeholder engagement was evident through the successful hosting of its CRC Finance and Credit Conference and dedicated webinars on credit awareness. Additionally, CRC’s revitalised customer engagement framework ensured prompt issue resolution and strengthened stakeholder confidence. These strategic advancements illustrate CRC’s unwavering dedication to innovation, financial inclusion, and excellence in credit risk management. CFl.co Judging Panel congratulates CRC Credit Bureau Ltd on winning the 2025 award for Best Credit Bureau (Nigeria).