BAWAG Group AG: Best Banking Group Governance DACH 2025

BAWAG Group AG has demonstrated a disciplined and effective governance structure that has underpinned its strategic expansion and operational excellence across the DACH region. The company executed two major acquisitions—Knab Bank in the Netherlands, which brought with it a Dutch mortgage portfolio of €12.7bn, and Barclays Consumer Bank Europe in Hamburg, with both deals finalised in November and February respectively. These acquisitions, particularly Knab Bank’s focus on serving self-employed SMEs through digital-first solutions, have broadened BAWAG’s market reach and bolstered its customer base from 2.1 million to over 4 million globally. The bank remains steadfast in its emphasis on seamless integration, reflecting a prudent approach to growth and risk management. Financially, BAWAG reported €760mn in net profit, enabling a dividend increase from €5.00 to €5.50 per share—an indicator of sound capital management and shareholder value creation. Its strong governance framework is further evidenced by a return on tangible common equity that has increased to 26 percent, solidifying its status as one of the most profitable and resilient banks in the region. The company’s digital focus, robust capital position, and customer-centric acquisition strategy illustrate a comprehensive governance model that balances innovation with accountability and long-term sustainability goals and regulatory standards. These factors collectively affirm BAWAG Group AG’s leadership in banking governance, aligning stakeholder interests while navigating complex regulatory environments. CFI.co Judging Panel congratulates BAWAG Group AG on winning the 2025 award for Best Banking Group Governance (DACH).