{"id":10086,"date":"2022-02-02T15:22:57","date_gmt":"2022-02-02T15:22:57","guid":{"rendered":"https:\/\/cfi.co\/awards\/?p=10086"},"modified":"2022-02-02T15:22:57","modified_gmt":"2022-02-02T15:22:57","slug":"idfc-first-bank-best-sustainable-banking-strategy-india-2021","status":"publish","type":"post","link":"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/","title":{"rendered":"IDFC FIRST Bank: Best Sustainable Banking Strategy India 2021"},"content":{"rendered":"

\"IDFC\"<\/p>\n

IDFC FIRST \u2014 born from the merger of IDFC Bank and Capital First in December 2018 \u2014 validates the theory that the whole is greater than the sum of its parts. It has built a business focusing on customer experience, solid corporate governance and preparedness. During its first financial year as a newly integrated entity, retail liabilities grew by 157 percent and retail loans were up 40 percent. Its net-interest margin rose from 1.56 percent (pre-merger) to 4.24 percent in Q4 FY 2020 \u2014 which is indicative of a strong Indian bank. IDFC FIRST serves clients from all walks of life \u2014 salaried and self-employed, small businesses and micro-enterprises \u2014 through an extensive national network and digital platform. The bank prioritises underserved segments and first-time borrowers. IDFC FIRST Bank takes pride in bringing more people into the financial mainstream and deploys analytics-backed credit risk assessments to expand lending capabilities. The bank ensures sustainable growth for present and future generations by rooting operations in responsibility, ethics, transparency, technology and human resources. It invests in digital technologies that increase customers\u2019 convenience and reduce the bank\u2019s carbon footprint. IDFC FIRST contributes to the creation of sustainable communities through CSR initiatives promoting education, skill and livelihood training, healthcare and hygiene, financial literacy and inclusion. IDFC FIRST Bank has attracted the attention of the CFI.co judging panel in several past awards programmes. This year the jury names IDFC FIRST Bank as 2021 winner of the award Best Sustainable Banking Strategy (India).<\/p>\n","protected":false},"excerpt":{"rendered":"

IDFC FIRST \u2014 born from the merger of IDFC Bank and Capital First in December 2018 \u2014 validates the theory that the whole is greater than the sum of its<\/p>\n","protected":false},"author":1,"featured_media":7683,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[3,10,12,53,24],"tags":[],"class_list":["post-10086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-asia-pacific","category-banking","category-best-practice","category-front","category-sustainability"],"yoast_head":"\nIDFC FIRST Bank: Best Sustainable Banking Strategy India 2021 - CFI.co<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"IDFC FIRST Bank: Best Sustainable Banking Strategy India 2021\" \/>\n<meta property=\"og:description\" content=\"IDFC FIRST \u2014 born from the merger of IDFC Bank and Capital First in December 2018 \u2014 validates the theory that the whole is greater than the sum of its\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\" \/>\n<meta property=\"og:site_name\" content=\"CFI.co\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CapitalFinanceInternational\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-02T15:22:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cfi.co\/awards\/wp-content\/uploads\/2020\/06\/IDFC-thumb.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"349\" \/>\n\t<meta property=\"og:image:height\" content=\"218\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"marten\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@CFIMagazine\" \/>\n<meta name=\"twitter:site\" content=\"@CFIMagazine\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"marten\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\"},\"author\":{\"name\":\"marten\",\"@id\":\"https:\/\/cfi.co\/awards\/#\/schema\/person\/e3ad9b01223c3a8168d49fc9b884a909\"},\"headline\":\"IDFC FIRST Bank: Best Sustainable Banking Strategy India 2021\",\"datePublished\":\"2022-02-02T15:22:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\"},\"wordCount\":244,\"image\":{\"@id\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cfi.co\/awards\/wp-content\/uploads\/2020\/06\/IDFC-thumb.jpg\",\"articleSection\":[\"Asia Pacific\",\"Banking\",\"Best Practice\",\"FRONT\",\"Sustainability\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\",\"url\":\"https:\/\/cfi.co\/awards\/asia-pacific\/2022\/idfc-first-bank-best-sustainable-banking-strategy-india-2021\/\",\"name\":\"IDFC FIRST Bank: Best Sustainable Banking Strategy India 2021 - 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