Banco Hipotecario (BH) was established in 1935, after a 115-year struggle by the farmers and pro-independence leaders of El Salvador for the creation of a mortgage bank. Ever since, BH has sought to make a difference to customers’ lives — while contributing to El Salvador’s productivity. It works with SMEs across the country, paying special attention to agricultural operations and micro-enterprises. Its business banking services include payment processing, working capital, debt consolidation, energy efficiency credit, overdraft protection and equipment purchase. Clients benefit from a robust digital platform and dedicated staff assistance. BH joined a national digitalisation campaign to provide MSMEs with the e-commerce tools and skills so necessary during the pandemic. Thousands of businesses across Central America have benefitted from the programme, which provides a free e-commerce page as well as virtual and face-to-face training. BH president Celina Padilla Meardi recently introduced a UN-backed initiative to increase the economic autonomy of Salvadoran women through financial, personal and professional development programmes. The bank, which is led by the president and a predominantly female board of directors, made an ideal partner. BH continues to prioritise customer convenience, and has opened a second branch of its new “café banking” concept. Customers at BH Cafés can conduct business, access wi-fi — or even borrow a digital device — while enjoying coffee and a snack. The CFI.co judges present Banco Hipotecario, a repeat programme winner, with the 2021 award for Best SME Bank (Central America).
Région Île-de-France has established a profound and impressive presence in the green bond sector, focusing…
DCM Systematic’s most distinguishing feature resides with its research-driven process that rests upon quantitative models,…
In the competitive landscape of Moroccan investment banking, Baker Tilly Burj Finance stands out for…
Moody’s Ratings has unparalleled expertise in navigating the dynamic landscape of private credit and digital…
Headquartered in Singapore, Alta is the largest digital securities exchange for alternative assets in Southeast…
Fujairah, the fifth largest UAE emirate has a relatively low population. Visitors remark on its…